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ACA Premiums Set to Spike 26% as Open Enrollment Nears
Democrats demand that a short-term funding package include an extension of the enhanced assistance, while Republicans say they won't negotiate until the government reopens.
Democrats demand that a short-term funding package include an extension of the enhanced assistance, while Republicans say they won't negotiate until the government reopens.
At the center of the dispute are enhanced premium tax credits that have lowered healthcare costs for millions of Americans since 2021.
Insurers also spent an estimated $16 billion on promotional “Flex Cards” — prepaid cards often advertised as $1,000 perks for new enrollees.
The newly enacted One Big Beautiful Bill Act gives the federal government authority to correct these redundancies—projected to save $14 billion per year.
These revisions—projected to save up to $12 billion by 2026—include the exclusion of Deferred Action for Childhood Arrivals (DACA) recipients from ACA coverage
Over 80% of Obamacare enrollees in 2025 are from Trump-supporting states, raising potential risks as his administration considers major ACA reforms.